r/sofi. • 6 min. ago. exposedcarbonfiber. HELP! SoFi suddenly limiting my deposit amount to $1000. Banking. I already signed the back of my check with "For mobile deposit only at Sofi Bank". But SoFi has decided to limit my deposit to $1000 a day.4 Jan 2024 ... If you don't want to go that route, then to be on the safe side I would add your SoFi account to your current bank as an external account, then ...They're very similar what with their "digital envelopes" feature for partitioning off your money. My friend says Ally's better since it has a dedicated Checking and Savings at .1 and .5 percents respectively vs SoFi's .25% with a $500 deposit monthly. I'm arguing that SoFi's mobile app is very good and has connections to Invest and its 2% ...The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 31K Members. 91 Online. Top 3% Rank by size. r/Scams.Hi there, the cash sweep program automatically transfers cash balances in your Invest account to a network of partner banks managed by our clearing firm, Apex Clearing. The funds earn interest from the partner banks, and then part of the interest is paid to your Invest account on a monthly basis. You maintain complete access to the cash, and it ... SoFi Daily Chat - March 12, 2024. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic. MichaelMidnight. •. Yeah! I really love the ease of use. I mean on one hand there's the traditional stalwart of Fidelity but I keep coming back to SoFi. sergeantturnip. •. Yeah totally agree, I use Td Ameritrade for my Roth and taxable account but SoFi is pretty cool with the social investing side as well. I’ve gotten quite a few of my ...SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an...SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ...Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.r/sofi: The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636I imagine that Sofi might be the best option to get the direct deposit into to get the 1.5% APY if someone has direct deposit. But Schwab and ally bank have travel notices, which seem useful for travelers. And Schwab's checking account is useful for getting cash. The biggest disadvantage of using Ally Bank in my experience has been the speed of ...Hello! Currently, international wire transfers (including international ACH transactions) aren't available. SoFi is always looking to innovate and find ways to support our members, so this could change in the future. 🤞 Please stay tuned—and thank you for your interest in SoFi! etzel1200. • 9 mo. ago.SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... It looks like SoFi is the BEST MARKETED bank. They are marketing a lot of perks which you may or may not necessarily need. You could consider depositing into brokerage CDs at your brokerage. You'll have a pretty good number of choices from multiple banks. You can sell CDs at a premium when rates eventually go down. Farscape1477. • 1 yr. ago. SOFI and UPST are both good moonshot stocks IMHO. Buy a little (and a at a time)and if it goes to zero, it’s not a big deal. UPST is at least profitable, unlike a lot of moonshot stocks. SOFI isn’t so great on that department, but it’s possible the lack of profitability is already priced in. 2. A recent study from Caltech researchers found that Taylor Swift ‘s Los Angeles fans also caused earthquake-like activity when the superstar took over Inglewood’s SoFi …Apple gives only 1% if the card is swiped, 2% if you pay with Apple Pay, and they occasionally have promotions to give more back for certain things. If Apple gave 2% when the card is swiped it would be a no brainer to pick Apple I think. I’ve been using Apple anywhere Apple Pay is accepted and SoFi for everywhere else.If Sofi can continue to grow the member base at high rates, steadily increase cross selling of products, continue to add new products, improve products already in place, all while improving … When using your SoFi Money account as the funding source, the money is available in your SoFi Invest account right away. Active investing is pretty slick. All buy and sell orders are currently market orders, no support for limit orders yet. The UI for buying and selling is quick and easy to use. Swipe, buy, done. It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks. CIT Bank paying more interest 3.85%. CIT Bank is owned by First Citizens which has been around for like a 100 years. CIT Bank also has CD options for like 4.65% interest for 13 months. If you have Sofi through Samsung your getting paid even less interest than a regular SOFI savings. Individual_Revenue84. Yes make the switch. I have 62k in SoFi for about a month. My money is still there lol. Checks take a while to clear. I think it was because my check was for 25k. Cash deposit I think you can't because they don't have a physical bank. Idk I don't even use cash. Reply reply. Real-Power385.Consumer financial services platform SoFi is making its first expansion outside of the United States with the acquisition of Hong Kong-based investing app 8 Securities. The terms o...SoFi Bank—the banking subsidiary of online financial services company SoFi—offers one bank account: the *. This combined checking and savings account pays competitive yields and comes with ...r/sofi. • 2 mo. ago. dakotabreezy23z. Pros and Cons of Sofi. Banking. This year I'm really taking my finances serious. A part of that is looking for a high yield savings account. I keep seeing …r/sofi. • 5 yr. ago. cubiclegangstr. SoFi Money & Lending - A Review. Save & Spend. Title should read: SoFi Money & Invest - A Review. I'm not going to spend a ton of time going over the …Find the latest SoFi Technologies, Inc. (SOFI) stock quote, history, news and other vital information to help you with your stock trading and investing.SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ...6 Mar 2022 ... It took me three calls + chat to resolve an issue. Each CS rep gave me new advice what needed to be done. Had the first provided what the last ...Sofi is better than Ally. Ally has some advantages, but I hate that it does not allot VPNs. Try accessing your money overseeas. Discover has some good options, but Sofi is better. InvestingGatorGirl. • 1 yr. ago. I only have SOFI, but my favorite aspect is trading.6 Mar 2022 ... It took me three calls + chat to resolve an issue. Each CS rep gave me new advice what needed to be done. Had the first provided what the last ...Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …Overall, I think SoFi is great. The one thing that does annoy me is their UI as it very cluttered. Nevertheless, their APY is one of the best and I find everything easy to use. As both a SoFi Investor & Ambassador, I might be a little bias but I really do think they are a great bank. DrPatientInvestor.Hi there, the cash sweep program automatically transfers cash balances in your Invest account to a network of partner banks managed by our clearing firm, Apex Clearing. The funds earn interest from the partner banks, and then part of the interest is paid to your Invest account on a monthly basis. You maintain complete access to the cash, and it ...r/sofi. • 2 yr. ago. [deleted] What’s going on with SoFi? Discussion. I’ve noticed in the past few months a spike in complaints about customer service and getting in touch with different …Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service . The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... September 23, 2023-SoFi Stadium Inglewood, CALIFORNIA. Welcome! Feel free to share your questions, comments, photos, and amazing experiences from the Ed Sheeran concert. Hope you have a great time at the show! 3.r/ArgNSFW. NSFW. 76 upvotes · 9. 76 upvotes · 11. 136K subscribers in the ArgNSFW community. Bienvenidos a ArgNSFW, esto es como Poringa pero en Reddit, acá pueden publicar su contenido NSFW y…. SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... SoFi Bank, N.A. is a digital experience powered by the SoFi app featuring SoFi Checking and Savings accounts that allow you to save, spend and earn cash-back all in one place. Members can earn up to the highest APY on their Checking and on Savings with active direct deposit. Members without direct deposit will still earn interest on Checking ...So I am trying to get my SoFi money account all up and running and the account is open the debt card is on its way. When I try to add money to my account it says the “external bank account can not be linked to your Sofi money account”. Here’s the thing though, it is the same account that I have been using to fund my SoFi investing account ... An Update on SoFi’s Crypto Services. Crypto. At SoFi, our mission has always been clear: to help you get your money right. Everything we offer—from investment accounts to member benefits—echoes this mission, but sometimes this means making changes. We've made the decision to discontinue our crypto services by the end of this year. I also have a traditional brick and mortar bank account. It's satisfactory. But a few things I like about SoFi is: Higher APY ~4.30% for Saving and 1.20% for Checking. Platform agnostic, unlike Apple Savings/Apple Card. All in one banking solution. Can cash out through ATMs unlike with the Apple Savings account.I also have a traditional brick and mortar bank account. It's satisfactory. But a few things I like about SoFi is: Higher APY ~4.30% for Saving and 1.20% for Checking. Platform agnostic, unlike Apple Savings/Apple Card. All in one banking solution. Can cash out through ATMs unlike with the Apple Savings account.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.27 Jan 2024 ... That's the SOFI way sadly. They don't have any real fraud team etc like other real major banks. So any issues that pop up your fault or not they ...For the ETFs they use pretty much the Sofi select Top 500 and Vanguard ETFs. I used to use Sofi automated investing on an aggressive strategy. They will exclusively invest in Vanguard developing markets, traditional Vanguard stock ETF, but they will invest in Sofi ETFs also which sometimes but not always outperform Vanguard.r/sofi. • 5 yr. ago. cubiclegangstr. SoFi Money & Lending - A Review. Save & Spend. Title should read: SoFi Money & Invest - A Review. I'm not going to spend a ton of time going over the …Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u... Alternatively, get a bottom of the barrel Brick and Mortar account deposit cash into that account at their ATM, add it to SoFi, and do a transfer. Folks are making it sound much more time intensive than it really is. In the rare chance I do add money at a Walmart, it takes 5 mins in and out. 1. Flashy-Sky2462. It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks.SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation …If you have large taxable account and large margin balance then that is going to be the primary cost. On a $200k margin balance a 0.25% difference is $500. On edit: found it. The margin interest rate for debit balances in margin accounts is currently 3.0% as of 6/1/22 until 7/27/22. On 7/28/22 the margin interest rate will increase to 4.5%. 1.Like an extra share per hundred or something. Or like they have fractional shares and this could be a sort of incentive to not only use SoFi money and invest but also a good incentive to purchase SoFi stock itself. Kind of like when I purchase bitcoin I get fractional bitcoin shares. Or if I set up reoccurring crypto buys I also get bonus ...Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636I like my SoFi account and all but never taken a loan. I would suggest shopping somewhere besides Wells Fargo tho and just got out of one from them. To much shady stuff lately. Not saying SoFi is a bad choice, might very well be a great one but not a fan of WF.26 Dec 2023 ... Thanks for visiting our sub! We're happy to answer any general SoFi questions or concerns. For your security, please don't share personal ...r/sofi. • 2 yr. ago. SoFi. An update on SoFi Money. We officially became a bank and launched SoFi Checking and Savings in February of this year.r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …SoFi Daily Live Chat - October 26, 2023. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.SoFi is a lender that is known for having zero fees and tons of benefits for its members. Compare rates for a SoFi personal loan here! By clicking "TRY IT", I agree to receive news...SoFi $250 Sign Up Bonus Questions. I'm considering the opportunity for opening a SoFi online bank account due to the $250 SUB. The issue is, it's not clear to me what can be possible for acquiring the full $250 SUB. So here's what I'm thinking: My direct deposits over 25 days don't equal more than 5,000, so at face value I don't qualify for the ...The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 31K Members. 91 Online. Top 3% Rank by size. r/Scams. SoFi mortgage horror story. We did get funding from SoFi yesterday (Monday - 3/6/23). The loan officer's manager did not call to follow through like he promised, but he did reply a couple times to emails promptly. I learned that funding was cleared from my Title Company, SoFi didn't even care to confirm/email that everything was good to go. I also have a traditional brick and mortar bank account. It's satisfactory. But a few things I like about SoFi is: Higher APY ~4.30% for Saving and 1.20% for Checking. Platform agnostic, unlike Apple Savings/Apple Card. All in one banking solution. Can cash out through ATMs unlike with the Apple Savings account.Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.SoFi announced that its members can now access up to $2 million in FDIC insurance on their bank balances through the new SoFi FDIC Insurance Network, an increase from the standard $250,000 per account. This increased coverage is provided by placing members' deposits with specifically identified FDIC-insured partner banks. SoFi has better interest as mentioned, including significantly better in checking. While that's great if you have six figures or upper five figures in savings, it makes a small difference for lower amounts. Features for Capital One: Deposits at CVS locations. Currently it's difficult and costly to deposit cash into SoFi, some $3-$5 a transaction. 14 votes, 50 comments. true. We’re excited to introduce SoFi Plus, our new premium membership that’ll help you make the most of your money every day.. At the initial rollout you’ll access SoFi Plus by setting up and maintaining direct deposit, which will unlock the existing direct deposit benefits along with new perks like 2x rewards points. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 ... Apollo was an award-winning free Reddit app for …Official SoFi Referral Thread (Fall 2019) Due to the rules of r/SoFi, No referral links should be shared with the exception of those posted on this thread.Please post your link (and only your link) here. Please do not add anything that makes your link stand out and please do not comment on others links.r/sofi. • 3 yr. ago. MichaelMidnight. Thoughts On Using SoFi Invest As Your Main Investing/Retirement Platform. Discussion. Hi all! I'm currently using Fidelity for my investing …SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation … They have public records you can look at. In this regard, they're as trustworthy as Wells and Chase (though both of those banks have had numerous scandals). But generally national regulators will step in before SoFi does something obviously stupid. But SoFi is still a business, and they'll make business decisions. 20 Feb 2024 ... Hi there! Unfortunately SoFi Weekly ETF is no longer offered. Feel free to browse our other ETF's here.19 Oct 2022 ... 30 votes, 25 comments. 33K subscribers in the sofi community. The official subreddit of SoFi. Get your money right, all in one app.15 Dec 2023 ... Hi, Vaults are earmarked savings goals you can set up within your SoFi savings account! These aren't separate accounts but an extension of ... 1. Rolandooo. • 2 yr. ago. I have been happy with using them as my primary bank (roughly 5 months now). I am all digital and never handle cash so I have no comments on deposits or withdrawals through ATMs. My biggest suggestion to SOFI is please enable a better two factor authentication. SoFi $300 bonus qualification sanity check. I'm planning to open a SoFi Checking & Savings account to get the $300 bonus and 1.25% APY and hoping to get confirmation on my understanding of the fine print, which says "The Evaluation Period is defined as 30 days from the date your first Qualifying Direct Deposit is received."If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma... Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... 7 Feb 2024 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...Ever heard of SoFi? The answer is probably yes. After all, most football fans have seen the Super Bowl Champion Rams play another NFL team at SoFi Stadium, be it on TV or in person...In this video, I will cover the recent updates regarding SoFi Technologies (SOFI 0.71%). *Stock prices used were from the trading day of March 15, 2024. The video was …This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.There truly are no downsides to using our Vault feature and is up to your discretion whether you use the feature or not. With Vaults, we allow SoFi Checking and Savings members to organize and categorize their funds into separate groupings so if you like to have that capability, then the Vaults feature would be the plus side of banking with SoFi.We reviewed SoFi personal loans, looking at its origination fees, types of loans, co-signers policies and more. By clicking "TRY IT", I agree to receive newsletters and promotions ...To get your SoFi debit card number you need to connect your SoFi Account to Samsung Wallet. Then click your SoFi Card, hit account, then click account details, then debit card, then view card information. It should show all your card information from number to expiration to CVV. You can screenshot this page just incase this changes in the future.
Sofi funds loans pretty fast. I got one within 24 hours. No penalty for paying off early. Great questions! The offer is only open to new SoFi Personal Loan borrowers and may not be combined with other offers aside from the autopay discount, direct deposit discount, and direct pay discount. To receive the offer, you must: (1) register and apply ... . Boston little italy restaurants best
r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks.Overall, I think SoFi is great. The one thing that does annoy me is their UI as it very cluttered. Nevertheless, their APY is one of the best and I find everything easy to use. As both a SoFi Investor & Ambassador, I might be a little bias but I really do think they are a great bank. DrPatientInvestor. SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise I'd offer. Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - 5 years. SoFi announced that its members can now access up to $2 million in FDIC insurance on their bank balances through the new SoFi FDIC Insurance Network, an increase from the standard $250,000 per account. This increased coverage is provided by placing members' deposits with specifically identified FDIC-insured partner banks. My experience with SoFi as a bank has been good. The interest is not the absolute best but solid. It’s usable, and my one experience with customer service was quick and easy even in the middle of the night. I haven’t give up my giant bank chain just so I have ATMs everywhere, but I pay my bills and collect my salary through SoFi. Ever heard of SoFi? The answer is probably yes. After all, most football fans have seen the Super Bowl Champion Rams play another NFL team at SoFi Stadium, be it on TV or in person...Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.A recent study from Caltech researchers found that Taylor Swift ‘s Los Angeles fans also caused earthquake-like activity when the superstar took over Inglewood’s SoFi … SoFi Daily Chat - March 12, 2024. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic. Australia's left-arm spinner Sophie Molineux (3/20) started DC's downfall, picking up three wickets in the eighth over. Thereafter, the hosts never really recovered, losing wickets at …In this video, I will cover the recent updates regarding SoFi Technologies (SOFI 0.71%). *Stock prices used were from the trading day of March 15, 2024. The video was …SoFi’s exit from crypto comes alongside increased scrutiny by the Fed. In August, the central bank launched a novel activities supervision program to oversee firms’ activities related to digital assets and blockchain technology. Crypto trading launched on SoFi in 2019, but it never proved a significant revenue driver.I’ll wait. Rates having been increasing weekly all over I'd stick it out in discover. Savings (Emergency fund)at Discover, Checking and Savings with Sofi, brokerage accounts with TD Ameritrade and Fidelity and a Roth and Traditional (Rollover)IRA at TD Ameritrade. Have debit cards for both Fidelity and TDA as well…i always have ways to ... SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very safe places to hold your money for ~10% right now. Sofi funds loans pretty fast. I got one within 24 hours. No penalty for paying off early. Great questions! The offer is only open to new SoFi Personal Loan borrowers and may not be combined with other offers aside from the autopay discount, direct deposit discount, and direct pay discount. To receive the offer, you must: (1) register and apply ... .